Pay For the Year Up Front to Save On Car Insurance

Some insurance companies charge an extra fee to pay your premiums on a month-to-month basis. This fee can be as much as $10 a month, which is an extra $120 over a year that could be better spent elsewhere.

If you're paying monthly, and you can comfortably deal with one big lump sum, talk to your insurance provider to see if you can get a discount for paying up front.